Putting Clients First. Always.
Independent and Conflict-Free
We work for plan sponsors, not carriers, PBMs, or vendors. Chelko does not accept overrides or contingent compensation, so our guidance stays objective.
What that means for you:
- Recommendations based on results , not competing self interest.
- Transparent fees and clear reporting
- Consultants, actuaries, and pharmacists focused on your plan
Custom Strategy for Your Medical and Prescription Drug Plan
Your workforce isn’t “standard,” and your benefits strategy shouldn’t be either. We design client-specific solutions across medical and pharmacy benefits, especially where PBM contracts, rebates, and utilization drive avoidable spend.
We help employers:
- Identify cost drivers across medical + Rx
- Improve plan design and vendor performance
- Build an action plan your team can execute
Reduce Costs and Improve Member Experience
You don’t have to choose between savings and member results. Chelko helps large plan sponsors make decisions with confidence that reduce waste, improve access, and enhance employee experience.
Results-focused support includes:
- Practical cost-containment initiatives
- Better member communication and navigation
- Measurable reporting tied to outcomes
What Is Chelko Group’s Fiduciary Commitment?
We are proud to be the first health and welfare benefits consulting firm in the country willing to serve as a named fiduciary alongside our clients. This means we are legally and ethically committed to acting in your best interest, providing an extra layer of trust and accountability in managing your medical, drug, and ancillary benefit plans. Learn more…
Our Core Services
|
Service Area |
What We Offer |
|
Analysis + Reporting |
Monthly Scorecards, Benchmarking, Claim Analysis |
|
Strategy + Design |
Goals + Objectives, Plan Design + Actuarial, Multi-year Planning |
|
Vendor Selection |
RFPs / Market Bids, Contract Negotiations, Implementation |
|
Plan Administration |
Vendor Management, Renewal Negotiations, Compliance, Communications, Audits, Benefits Administration + Outsourcing |
Frequently Asked Questions
What is an independent benefits consultant?
An independent benefits consultant is a professional who provides unbiased advice and solutions for employee benefits without receiving commissions or incentives from insurance carriers or vendors. This ensures recommendations are always in the client’s best interest.
How does Chelko Group help reduce employee benefits costs?
We analyze your current benefits programs, identify sources of waste, and design targeted strategies to control costs, especially in high-impact areas like pharmacy benefits and medical plan design. Our focus is on sustainable savings, not one-time cuts.
Why is a conflict-free approach important in benefits consulting?
A conflict-free approach eliminates hidden incentives and ensures that all advice and recommendations are based solely on what’s best for your organization and your plan members.
What does it mean for Chelko Group to act as a fiduciary?
Acting as a fiduciary means we share legal responsibility, if desired, for managing your benefit plans in the best interest of your employees and organization. This is a rare commitment in the consulting industry and demonstrates our dedication to transparency and trust.
INSIGHTS & RESOURCES
CONTACT
Main Office
24651 Center Ridge Road, Ste. 110
Westlake, Ohio 44145
Phone: 440.892.2600
Fax: 440.892.8920
Email: info@chelkogroup.com