Lighting Your Way

Whether the seas are calm or angry, it helps to have a reliable navigational aid – something or someone you can rely on to get you safely where you want to go. We are built and operate to do just that.

How Does Your Specialty Drug Spend Stack Up?

We empower clients by integrating the latest technology and analytics to help control the growing cost of traditional and specialty drugs across the pharmacy and medical benefits.

Know Your Numbers

We’re introducing an innovative update to our popular Performance Scorecard to help you measure and manage what really matters.

Benefit from Our Experience

At the Chelko Consulting Group, we serve our clients’ benefit plan management needs and empower them with the tools and resources to out-manage their competition. We assist medical, life and disability plan managers in becoming high performers and guide them in ways to improve employee health and productivity.

For more than fifteen years, we’ve filled a significant gap in the marketplace – the gap between enormous, market-setting consulting firms and insurance company producers/brokers. The market has responded by its demand for our unique combination of depth, expertise and affordability. We continue to grow and to serve this marketplace by delivering independent, fact-based, validated and practical results at a fraction of the cost of higher-priced firms.


We offer a broad range of services to organizations who want to understand and actively manage the cost drivers within their health, life and disability plans.


Numbers don’t lie. We believe in taking a deep dive into data to not only understand, but properly address the real cost drivers within plans.

Strategic Advice

We engage executive stakeholders in the development of strategic direction without expecting them to work through plan design details.

Plan Management

Effective plan management doesn’t begin at enrollment or renewal time. It takes ongoing diligence and continuous process improvement.

Vendor Selection

No matter the reason for conducting a competitive search of the market, we offer an unparalleled ability to identify and secure best-in-class vendor arrangements.

Exchange Evaluation

Confused about private exchanges? We can help. Turn to us for for sound, independent advice.

Dependent Eligibility Audits

Verify the eligibility of individuals covered under your health care plan with a tailored audit that’s respectful of employees.

Total Rewards Statements

Show the full value your company’s benefit offering by providing employees with personalized and easy-to-read statements.

Let’s Take a Look Under the Hood

Something feels off with your car and you’re not quite sure what it is. It just doesn’t seem to be running as smoothly and it’s not getting the gas mileage it once did. On top of that, you mentioned something to your mechanic and all you got in return was a bill for...

No Field of Dreams: Point Solutions Take Work

“If you build it, they will come.” The iconic phrase from 1989’s baseball-themed film may be seared into our collective consciousness, but typically falls short when applied in the real world. In this case, we’re specifically speaking of point solutions that have been...

October is Pharmacists Month

October is American Pharmacists Month ꟷ a celebration of the invaluable work done by pharmacists and the vital role that they play in society. So, go hug your favorite pharmacist! [Wait a second. Check that. It may not be appropriate.] How about we just take a moment...

Embracing a Fiduciary Mindset

One of the most important lessons I’ve learned over my long career has been the role an advisor can play in helping health plan sponsors embrace a fiduciary mindset. This means employers taking on the widespread lack of transparency and prevalence of conflicts of...

What About Us?

The recently enacted Inflation Reduction Act includes a series of provisions intended to reduce prescription drug costs for Medicare beneficiaries. Because the bill got through Congress via the budget reconciliation process, it was not allowed to include drug pricing...
“Chelko helps us hold our healthcare vendors accountable and helps deliver results to our bottom line.”

Senior Vice President, Finance & Controller

“The Chelko team is relentless in compliance, innovation and treating our dollars like they were their own. WOW!”

Chief HR Officer

“We are very glad that we used Chelko. We made a much better decision than we would have made otherwise.”

Director of Benefits

“We appreciate the knowledgeable and aggressive stance that Chelko took on the marketing of our program. A big thank you for the excellent job.”

Vice President, Total Rewards

“I am very pleased that we have added the Chelko Group. We feel their knowledge assisted us in the long run in keeping our health plan a strong one — from both the employer’s and the employee’s viewpoints.”

Chief Financial Officer