Lighting Your Way

Whether the seas are calm or angry, it helps to have a reliable navigational aid – something or someone you can rely on to get you safely where you want to go. We are built and operate to do just that.

How Does Your Specialty Drug Spend Stack Up?

We empower clients by integrating the latest technology and analytics to help control the growing cost of traditional and specialty drugs across the pharmacy and medical benefits.

Know Your Numbers

We’re introducing an innovative update to our popular Performance Scorecard to help you measure and manage what really matters.

Benefit from Our Experience

At the Chelko Consulting Group, we serve our clients’ benefit plan management needs and empower them with the tools and resources to out-manage their competition. We assist medical, life and disability plan managers in becoming high performers and guide them in ways to improve employee health and productivity.

For more than fifteen years, we’ve filled a significant gap in the marketplace – the gap between enormous, market-setting consulting firms and insurance company producers/brokers. The market has responded by its demand for our unique combination of depth, expertise and affordability. We continue to grow and to serve this marketplace by delivering independent, fact-based, validated and practical results at a fraction of the cost of higher-priced firms.


We offer a broad range of services to organizations who want to understand and actively manage the cost drivers within their health, life and disability plans.


Numbers don’t lie. We believe in taking a deep dive into data to not only understand, but properly address the real cost drivers within plans.

Strategic Advice

We engage executive stakeholders in the development of strategic direction without expecting them to work through plan design details.

Plan Management

Effective plan management doesn’t begin at enrollment or renewal time. It takes ongoing diligence and continuous process improvement.

Vendor Selection

No matter the reason for conducting a competitive search of the market, we offer an unparalleled ability to identify and secure best-in-class vendor arrangements.

Exchange Evaluation

Confused about private exchanges? We can help. Turn to us for for sound, independent advice.

Dependent Eligibility Audits

Verify the eligibility of individuals covered under your health care plan with a tailored audit that’s respectful of employees.

Total Rewards Statements

Show the full value your company’s benefit offering by providing employees with personalized and easy-to-read statements.

Dependent Care FSA: Is Your Plan in Compliance?

Many employers offer a Flexible Spending Account (FSA) for Dependent Care, but did you know that this benefit is the most likely to fail non-discrimination testing under the IRC Section 129(d)? These spending accounts are typically used by more highly compensated...

Maintaining Active Health Coverage for Disabled Employees

The Family and Medical Leave Act (FMLA) requires employers to continue coverage for certain employees as if they are still actively at work. But disability leaves outside the FMLA’s purview are a completely different story. There are no laws requiring employers to...

Employers and the Future of Healthcare Data

Everybody seems to agree that “big data” holds much promise (or potential) for better healthcare. To this end, the Affordable Care Act made it a priority to create more, and presumably, better health care data. However, with the rapid development of devices, tracking...

Spousal Coverage Audits Make Sense

With spousal exclusions or surcharges gaining popularity as a best practice to help organizations control the cost of benefits for everyone, the growing interest in spousal coverage audits (SCAs) makes sense. In our experience, these audits regularly identify a...

No Joke: Money Back from the Insurance Company

Individual stop loss insurance is an important way that many employers with self-funded health plans manage the financial risk associated with their large claimants. If you fall into this category, you’re probably no stranger to large stop loss rate increases...
“Chelko helps us hold our healthcare vendors accountable and helps deliver results to our bottom line.”

Senior Vice President, Finance & Controller

“The Chelko team is relentless in compliance, innovation and treating our dollars like they were their own. WOW!”

Chief HR Officer

“We are very glad that we used Chelko. We made a much better decision than we would have made otherwise.”

Director of Benefits

“We appreciate the knowledgeable and aggressive stance that Chelko took on the marketing of our program. A big thank you for the excellent job.”

Vice President, Total Rewards

“I am very pleased that we have added the Chelko Group. We feel their knowledge assisted us in the long run in keeping our health plan a strong one — from both the employer’s and the employee’s viewpoints.”

Chief Financial Officer

Cleveland Office
24651 Center Ridge Rd, Suite 110
Westlake, Ohio 44145

Phone: 440.892.2600
Fax: 440.892.8920

Columbus Office
Phone: 614.869.4140

Employee Phone Directory