The IRS has announced the inflation-adjusted limits for Health Savings Accounts (HSAs), High-Deductible Health Plans (HDHPs), and excepted-benefit Health Reimbursement Arrangements (HRAs) for the 2026 plan year. These changes affect plan design, contribution strategies, and compliance considerations for employers offering consumer-directed health plans. (more…)
What a great movie and inspiring story! Of course, if you’ve seen the movie, you know that much of the story is really about the contrast and tension between the team of Carroll Shelby/Ken Miles and the venerable industry giant, Ford Motor Company. Ford had the industry might, but it couldn’t leverage its resources sufficiently to beat Enzo Ferrari and his team. (more…)
A key mental health parity regulation finalized by the Biden administration has been put on hold following a court ruling and mounting legal opposition. The rule, which was designed to ensure that mental health and substance use disorder (MH/SUD) benefits are covered on equal terms with medical and surgical care, is now under review by the Trump administration and will not be enforced while litigation is pending. (more…)
For almost a quarter-century, the Chelko Consulting Group has established itself as a trusted, transparent, and conflict-free advisor in the benefits industry. As we prepare to celebrate our 25th anniversary, we find ourselves once again breaking new ground by offering to serve as a fiduciary alongside our clients. So, what better time to make one more change? (more…)