A little behind schedule, but the IRS recently announced the health savings account (HSA) and high-deductible health plan (HDHP) figures for 2027. The complete list is detailed in the table below.

Increase 2027
HSA Contributions $100 for self-only coverage
$250 for family coverage
$4,500 for self-only coverage
$9,000 for family coverage
HSA-Compatible HDHP Deductible $50 for self-only coverage
$100 for family coverage
$1,750 for self-only coverage
$3,500 for family coverage
HSA-Compatible HDHP
Out-of-Pocket Maximum
$200 for self-only coverage
$400 for family coverage
$8,700 for self-only coverage
$17,400 for family coverage

HSA annual limits are released every spring by the IRS — ahead of other limits such as flexible spending accounts and 401(k) contributions — giving employers and HSA administrators plenty of time to adjust.